Welcome
Protecting Family & Building Retirement with Confidence
Tailored individual and group insurance solutions for your peace of mind
Tailored individual and group insurance solutions for your peace of mind
Hi, my name is Ronaldo Cavazos, founder of School Employee Wealth and Benefit Services, LLC. I have over 35 years of experience as a teacher, assistant principal, principal, central office administrator, and school superintendent. As the saying goes, I've seen and heard just about everything when it comes to our profession. School Employee Benefits, LLC is headquartered in Edinburg, a wonderful city in deep South Texas.
I quickly learned as a school superintendent of my personal desire and passion to help school employees find ways to protect their families while building and preparing for retirement during their career. This became my focus as I approached retirement and pledged to do whatever I could to help those that teach and take care of our children each and every day.
My business offers life insurance to anyone from 0 to 90 and offers retirement plans to anyone looking for ways to supplement their monthly benefit upon retirement. I do this by providing hundreds of products offered by dozens of A/A+ rated carriers.
My areas of focus include the following:
As a client, you will receive my undivided attention and commitment to helping you focus on saving money to help fill-in any financial gaps during retirement. But more importantly, I will help prepare both you and your family in the case of an illness, accident or untimely death.
Feel free to reach out to me at any time by calling 956-207-9043 or emailing to rjcavazos1@gmail.com.
School Employee Wealth and Benefit Services, LLC was founded in 2022 with the idea of providing school district employees, as well as anyone else, with services focused on two basic principles:
This is our mission.
At School Employee Wealth and Benefit Services, LLC, we are committed to delivering personalized service to every client. We dedicate time to comprehending your distinct needs and suggest the most suitable insurance solutions to fulfill them.
We work with multiple insurance carriers to ensure that our clients receive the best coverage at the best price. Our team will shop around and compare rates to find you the most competitive pricing.
My office is ready to answer your questions, provide advice, and guide you through the insurance and retirement process.
A SIMRP, or Self-Insured Medical Reimbursement Plan, was authorized by Congress in 2012 as a component of the Affordable Care Act and is codified in Section 105.11 of the Internal Revenue Code.
Accident insurance allows you to focus on your recovery and not your medical bills.
Cancer coverage helps to protect yourself against the high costs of cancer treatment.
Hospital indemnity insurance provides you with financial support in order to take care of your family while you recover.
Heart attack and stroke insurance helps you tackle an unexpected event if it should ever occur.
Leave your family with extra financial security and more than just the grief of losing a loved one.
While term life provides coverage for a specific period, whole life offers lifelong protection with the added benefit of cash accumulation.
IUL combines life insurance protection with potential cash value growth, making it an attractive option for those seeking both financial security and wealth-building opportunities.
403b and 457's are plans designed to either support or fully fund your retirement so it is important to understand their features and eligibility criteria in order to make an informed decision.
403b and 457's are plans designed to either support or fully fund your retirement so it is important to understand their features and eligibility criteria in order to make an informed decision.
Self-Insured Medical Expense Reimbursement Program (SIMRP) is an IRS-qualified workplace program that allows businesses to provide voluntary benefits to employees at no cost to employers with no reduction in employees’ take-home pay. Employees can also utilize this tax savings for their own health and wellness benefits.
Fill out the form with any questions you have about finding the coverage that's right for you!
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